Women & Planning

If we do not know how to bounce back from failure or hardship, then we may never achieve the success we seek.

Many of my clients have found success by focusing to serve a particular market or offer specialized services. Here’s why this works.

She is taking a number of steps to position herself more defensively.

Sports betting and financial markets have a lot in common. The wisdom of the crowd is setting prices and the markets are highly efficient, making it difficult to outperform.

U.S. Healthcare Reform Proposals, Childcare Needed to Support Workers, Past U.S. Debt Recovery Won’t Repeat.

They are considering leaving the workforce or scaling back on their career aspirations because of the extra demands created by the Covid-19 pandemic.

Its analysts include a former cancer researcher, artificial intelligence expert, gaming engineer -- even sailboat captain.

It would be correct to say that a number of us have had a little more “alone” time on our hands over the last 6 months and it is also correct to note that the online world provides many chances to waste said time. Which brings me to Mr. T of A-Team fame, who for completely nostalgic and personal family reasons, comes to the fore at particular times with his “I Pity the Fool” meme.

Democrats could sweep the November elections according to many independent polls and political experts. What would that mean for the healthcare and pharmaceutical sectors, which have shown sensitivity to the political landscape?

Investors don’t often pay much attention to corporate culture. But cultural norms can make the difference between success and failure, especially for growth companies.

Ruth Bader Ginsburg devoted much of her career to advancing women’s rights. Despite her heroic efforts to bridge the gender gap, much work remains to be done.

More than half the racial gap in individual stock ownership has disappeared essentially overnight.

Brexit takes an uncertain turn, while the Fed seeks loan borrowers and parents welcome adult children back home.

The COVID-19 pandemic has been devastating for Brazil, but heavy government spending and monetary policy easing have helped bring some stability to the economy.

U.S. workers who are being shepherded back to the office would rather continue doing their jobs from home, at least a few days a week.

Your social network may be an untapped and robust source for uncovering prospects. While you may be suffering from COVID-19 fatigue, we believe prospecting and having introductory conversations about the services you provide could be one of the best uses of your time.

Knowing your client lifetime value is essential, and it can guide the decisions you make in the course of your career.

Here are five biases that may be lurking in your subconscious and influencing the way you assess men and women.

Market crashes, such as we experienced in March at the onset of the pandemic, drive assets to the safe haven of government bonds. But our research shows this flight to safety mindset did not translate to an increase in demand for annuities.

We hear numerous market strategists talk about stocks which are going up because “there is no alternative” to owning them. In the Wall Street vernacular, this goes by the phrase TINA.

Columbia University hired Kim Lew as chief executive of its $11 billion endowment, joining a small group of women to oversee investments at the wealthiest U.S. colleges.

Supply is getting tight. Helium is notoriously difficult and expensive to store, for the very good reason that it escapes every known container over time.

While most people generally understand that the stock market and the economy do not move in lock step, there is still an underlying belief that a strong market reflects a strong economy. But according to that logic, our current economy must be historically strong.

It’s a stunning reversal: Just four years ago, taking a knee effectively ended the career of NFL quarterback Colin Kaepernick.

Although many millennial women’s needs will overlap with their more established counterparts, younger female clients face unique challenges and opportunities. Our complimentary checklist shows how you can guide these clients to become more knowledgeable, empowered, and confident about their financial outlook. Learn more about why millennial women are an emerging clientele, ways advisors can serve them better, and the right questions to ask to encourage independence.

A leading psychologist explains why more women aren’t in leadership roles in financial services.

Bank of America Corp. released data on the racial and gender makeup of its Merrill Lynch Wealth Management unit that shows diversity has increased from five years ago.

Assessing a company’s ESG behavior is a qualitative, subjective undertaking. New studies show that the major firms that issue ESG “ratings” use sufficiently different criteria, which results in unreliable research findings when their databases are used.

I realized that it’s been so long since I started my NewsLetter, most of you won’t know its origins. To bring you up to date, here’s the intro to the first one.

Women face a disproportionate risk of losing their jobs as a result of the pandemic.

How do I support the people working for me who are dealing with difficulty at home?

There’s an insidious form of discrimination that’s rarely discussed, but highly pernicious. And it’s incredibly difficult to overcome.

Shareholders are demanding action on social issues more than ever.

Black women are much less likely to be promoted to senior leadership roles and have interaction with senior managers than their white counterparts, according to new report.

To scale your business, you can’t rely on your personality alone to carry you through; you need to intentionally and systematically make sure more of your ideal prospects have the opportunity to get to know, like, and trust you every day.

Americans enjoy the economic prosperity and freedoms of its liberal democracy. But our elevated stature is threatened. As the U.S. recoils from the world, the era of U.S. dominance might be ending.

The 62-year-old has been taking the world of business and finance to task for its role in systemic racism for longer than most. Now she and her team have hatched a new game plan.

COVID-19 causes growth in government debt, liability risks, and stress for women.

As more companies tap government stimulus funds, questions are being asked about how shareholders may be affected. To answer these questions, investors must assess how corporate behavior and stakeholder engagement will shape a company’s long-term outlook.

But two priorities stand out.

The conclusions have implications for wealth management, where women represent just 15% of financial advisors.

Determining who is responsible for certain debts is an important but frustrating part of the divorce process.

The economic calendar is light with a focus on home sales. Unemployment claims data remains an especially important indicator. Second quarter earnings reports will be more important than the economic data, but I do not expect much fresh information on COVID-19 and earnings outlook.

Eileen Murray, who departed Bridgewater in April and will become Finra's chairman in August, is the longest tenured executive at the firm other than founder Ray Dalio.

The Zoom Boom is coming to a shareholder meeting near you.

The global market outlook is already hazy in light of the COVID-19 pandemic, and the upcoming US presidential election adds another layer of uncertainty.

More successful advisor teams are being led by women, a trend reshaping the industry, the firm's founder said.

If you missed Part-1 of our series on the “Theory Of MMT Falls Flat When Faced With Reality,” start there. In Part-2, we complete our analysis of the theory and the potential ramifications. The premise of our discussion was this recent explanation of “Modern Monetary Theory” by Stephanie Kelton. As discussed previously, economic theory always sounds much better than how it works out in reality.

Here are nine affordable picks from both classic and new vintners around the world.

For most US governors, June typically brings political fireworks when state legislatures hammer out final budgets for the next fiscal year.

Wealth managers face a very challenging future, particular smaller advisors that will need to deliver more personalized services while charging lower fees, according to the Boston Consulting Group.

The Federal Reserve are incorporating pandemic analysis into bank stress tests that could lead to reduced dividends for shareholders.

While such investors are generally small in terms of assets under management, they raise issues that are often backed by larger investment firms.

Read Harold Evensky's latest NewsLetter.

What else should I be doing to ensure inclusion and openness among my team members?

Franklin Templeton’s 2020 US Retirement Income Strategies and Expectations survey revealed the importance of having a plan to help reduce financial-related stress—particularly relevant amid today’s uncertainties. Our Felix Touchard discusses some findings of the survey, and how respondents feel about their financial future.

Cambiar Investors Senior Analyst Charmaine Chan, who holds a doctorate in molecular biophysics and biochemistry from Yale University, details the latest on possible vaccines, the likeliness of a second wave of coronavirus and the next steps for the U.S. on the road to recovery.

In their effort to improve things/prevent pain, Fed officials past and present financialized the economy. That, along with more unintended consequences from government debt and regulatory interventions (all well-intentioned, you understand) brought us to where we are today. We can’t walk it back without a great deal of pain no one wants to take, including your humble analyst.

It is imperative that all Americans see recent events around racial inequality as a call for action and work to ensure equality for people of color. In his latest memo, Howard Marks shares his thoughts and pledges to heed this call.

As expected, the Federal Reserve kept rates unchanged at 0-0.25% and said it will keep them near zero through at least 2022, in a unanimous vote.

With everything going on in Minneapolis and the rest of the world, what should our messaging be?

There is a parallel between today’s stock market and Fischer random chess.

While investors have been pushing companies to disclose and address climate risk, most companies have been caught flat-footed around both the pandemic and recent racial justice issues.

Research from genetic-testing giant 23andMe Inc. found differences in a gene that influences a person’s blood type can affect a person’s susceptibility to Covid-19.

More widespread support today for change may reduce racial injustice, says this writer.

The CEO of one of the oldest responsible-investing firms says ending racism in America is a responsibility of corporations and that his company will press them to disclose information about their racial diversity.

Many companies worry they’ll fall out of step with customers and employees if they don't take a public stand.

The new regional head of private wealth in New York says women entrepreneurs, multigenerational families are becoming more common.

Fatal police encounters fueling protests nationwide have prompted executives from almost every major bank and investment firm to speak out. And behind the scenes, it’s driving conversations in an industry that wants to be viewed as more socially responsible, even as it struggles to deliver on promises to improve diversity within its ranks.

High-achieving female advisors have five things that they focus on daily.

I have analyzed data that improves our understanding of LTC needs and informs the decision-making about insurance.

A new study examined the impact of emotions on investments, financial risk and life in general, providing important insights and lessons for advisors.

It’s your job to figure out why someone wants to engage in your services.

Bonnie Wongtrakool, Global Head of ESG Investments at Western Asset Management, digs into a post-COVID world when it comes to ESG investing and what factors investors should evaluate in companies moving forward so they’re better positioned to add value to their clients over future economic cycles.

This year marks the 100th anniversary of the renowned investment firm Tweedy Browne. The firm was originally a broker, and one of its clients was Benjamin Graham. I interviewed six members of Tweedy, Browne’s investment committee.