Life Events

When it comes to relative bargains in retirement cashflow, go organic and consider the role annuities play in bringing capital efficiency to a retirement-income strategy.

You may have reacted with concern to recent news reports about the August 31, 2021, report from the Social Security Trustees. But fears of Social Security going broke are overblown.

If you’re going to write boring things, at least use more exciting letters. Here are some tips for using the letter “X” if you are xenacious enough to relax and give your marketing some flex.

The analytic framework for providing retirement income planning advice must use marginal tax rates and not tax brackets.

I have found great success in providing a fun, energetic learning environment to meet the needs and diverse goals of each office and advisor I encounter through deep consideration of the following three things: diverse learning styles, varying experience levels, and the importance of repetition.

An essential, but often overlooked, part of an estate plan is to communicate your wishes and the plan to your heirs. Here are a few guiding topics for this conversation.

I understand the need for refreshing marketing, but the quote we received (for $40,000.00) is outrageous.

The advice to master an “elevator pitch” in your prospecting efforts is not helpful for many reasons.

Dirty work, by its very nature, is simultaneously everywhere and, by design, invisible, from our dinner plates to our cell phones. The more aware of it we are, the better chance we have of preserving our way of life, and likely, in the end, our portfolios as well.

JPMorgan Chase & Co. bought college financial-planning platform Frank, the latest in a string of acquisitions the largest U.S. bank has made this year to compete with both big technology firms and fintech upstarts.

A client engaged us about three months ago. But based on the time we’ve worked together, I do not enjoy or like him.

The four emotions that I encounter in client interactions are fear, guilt, shame and envy. By anticipating and learning how to address them, we can tailor solutions to each client.

Grim as things seem, most of us are in better shape than we’d be in a higher rate environment. Before inquiring about the strength of the product purchased from my local cannabis outlet, let me explain.

Parents, with the help of their advisor, need to make sure that their college student has appropriate healthcare documents in place for anything that comes their way.

Having counseled numerous clients through the retirement process, I realized there was a missing piece – purpose! To be happy, retirees need something meaningful to wake up for every day. Here are some resources – paid and unpaid – to let them do that.

My friend who works in an emergency room as a physician assistant recently told me that she’s ready to collapse.

Amid the deluge of headlines in the past few days about congressional proposals to boost taxes on companies and the wealthy is one that would affect regular investors -- and potentially alter the entire U.S. fund landscape.

As the Democrats’ budget bill takes shape, higher education policy is once more a point of contention.

To understand how generational gaps impact your marketing strategy, we’re diving into the digital media that can be used to connect with prospects in different age groups.

It’s unfortunate but true: Influential Republican politicians are playing another round of political chicken that could easily lead to a damaging brush with default on the national debt.

In the U.S., a four-year degree is increasingly a “talisman” against deaths related to suicide and economic hardship, according to a new research paper that offers a stark verdict on the current economy.

Vivek Ramaswamy’s new book, Woke, Inc.: Inside Corporate America’s Social Justice Scam, is addressed to what he believes are the evils of corporate America adopting a ”woke” posture and taking it upon itself to enforce woke-ness.

I’m all for showing generosity with prospects – until it crosses the line. Be on your guard for the five things prospects do and avoid getting played like Nintendo.

The next time you apply for a job, how would you feel if the person doing the interview asked to see your Uber rating?

House Democrats continue to search for a way to satisfy lawmakers who want to scrap the deduction limit on state and local taxes without losing progressives wary of a tax cut that would overwhelmingly benefit the wealthy.

Amazon.com Inc. said it will pay college tuition for select frontline employees, becoming the latest big U.S. employer to offer educational perks to attract and retain workers in a tight labor market.

When American Campus Communities Inc. announced the signing of a $1 billion sustainability-linked credit line in May, its executives decided to take a victory lap.

Companies that have gone public in the last two decades have had few minorities on their boards, a new report finds.

Your client’s situation is unique. A special needs trust is not necessary or recommended for all clients or their families.

Creating a special advisory board will foster a better understanding of the questions facing seniors as they plan for retirement.

Unless your planning contemplates the negative physical and mental health ramifications of widowhood, which include “psychological distress, physician visits and institutionalization, and higher rates of morbidity and mortality,” it’s not comprehensive.

Millennials are striving to make a difference with their money, which is why faith- and values-based investing are an excellent match.

A California county’s $21 billion pension is considering whether to drop Ray Dalio’s hedge fund after it underperformed for most of the past 16 years.

Wall Street’s vow last year to fight racism kicked off a parade of pledges, few more specific than plans to support historically Black colleges and universities.

Business travel as we’ve known it is a thing of the past.

Young Wall Street analysts are benefitting from the war for talent among investment banks.

The best part of my job as host of the Masters in Business podcast is that I get to sit down with an incredibly talented and accomplished person each week to discuss their life and career.

Behavioral economics is facing a reckoning.

With so many new challenges to take on and the same number of hours in the workday, how can financial advisors efficiently and effectively master the art of presenting virtually? Here are my four top tips.

While rationale for putting a plan in place for the development and servicing of next generation of investors is simple, the plan is not.

What first-time buyers are missing is that, despite popular opinion, most transactions are not propelled solely by a seller’s desire for monetary gain – they simply want to feel that by joining a larger organization, they can experience the next stage of career growth.

When do we stop hiding and start accommodating? When do we reach the point where we can attend in-person events, while masked and taking other reasonable precautions?

After tens of thousands of years of living at a subsistence level, how did the world suddenly become so rich?

One of the most worrisome risks for state and local governments just got a little more manageable.

Signs are growing that U.S. Treasury yields may continue to march higher even if Federal Reserve Chair Jerome Powell strikes a balanced tone at Jackson Hole this week.

With the delta variant of Covid-19 spreading across the U.S., some colleges are seeing a pickup in deferrals from international students as the worsening public-health situation adds uncertainty for those already struggling to secure flights and visas.

Those who inherit money after a loved one's passing often face anxiety over what to do with it. It may be a once in a lifetime chance to get ahead but there's the perennial personal finance question of whether it's better to pay off debt with the money or invest it for retirement.

Advisors tell me that my research into neuroscience and decision making has helped them close prospects and grow their practices. But its most profound impact has been from conversations I’ve had with my wife.

Last month, Senate Democrats released a $3.5 billion budget package that they hope to pass alongside a $1.2 trillion infrastructure bill later this summer.

Our college-ranking system is based on the economic value created for students. It is not another rehashed list of colleges, sorted by SAT score.

Rice University of Texas is shifting classes online for the first two weeks of the semester as Covid-19 cases increase in the Houston area and on campus.

Throughout the pandemic, it’s been comforting to know that children weather Covid-19 infection better than adults do.

When we talk about workers going back to their offices, the goal for most people is to return to the normal routines of life. But there's at least one group of former office-dwellers who are viewing the return as uncharted territory: parents who had their first child during the past 18 months.

A summer surge in Covid-19 cases is complicating return-to-campus plans for U.S. colleges, particularly for schools in undervaccinated areas or where state laws bar them from implementing key mitigation measures.

Until I did the research for this article, I didn’t realize there was something called the “damsel in distress” syndrome. It’s technically defined as, “where you feel compelled to ‘rescue’ your partner, often at your own expense.”

The next market correction will inflict its worst damage on crypto and meme investors, but those saving for retirement in a diversified, disciplined manner will suffer alongside them.

Education can be the best investment you make, unless it's for graduate school. Students seeking advanced degrees make up only 25% of student borrowers, yet they account for nearly half of outstanding student loans.