Ready or Not? Lifetime Income and Other Retirement Readiness Drivers
Saving for retirement is a decades-long endeavor with factors – both excepted and unexpected – that can affect confidence and preparedness. Even though much of the conversation has centered around amassing a nest egg, it’s also important to look at what else can be done to improve retirement readiness for all.
Demographic Trends for the 50-and-Older Work Force
Note: This commentary has been updated with the latest numbers from the latest Employment Report for September. Consider: Today nearly one in three of the 65-69 cohort and one in five of the 70-74 cohort are in the labor force.
Focus on Data, Not Spin
In 2009, after overly strict mark-to-market accounting rules were altered, we said the Financial Crisis was over. It was hard to get our voice heard, though, because both sides of the political aisle were busy saying the economy stunk.
New Junk-Bond ETFs Are Born of Fed Moral Hazard: Brian Chappatta
In case there was any uncertainty about the moral hazard created by the Federal Reserve’s decision to buy junk-bond exchange-traded funds, a group of former senior leaders at BlackRock Inc., JPMorgan Asset Management and HSBC is leaving no room for doubt.
The Role of Education in Financial Technology Adoption
I have found great success in providing a fun, energetic learning environment to meet the needs and diverse goals of each office and advisor I encounter through deep consideration of the following three things: diverse learning styles, varying experience levels, and the importance of repetition.
The Dirty Jobs that Lie Beneath Economic Growth
Dirty work, by its very nature, is simultaneously everywhere and, by design, invisible, from our dinner plates to our cell phones. The more aware of it we are, the better chance we have of preserving our way of life, and likely, in the end, our portfolios as well.
What Could Go Wrong?
Today, I want to show you how richly valued the market is and then review some of the top risks that could force it downward. Like those sandpiles I talk about, we don’t know exactly what will trigger a collapse. We know something will do it. Sandpiles don’t grow to infinity.