Divorce

Gender-lens investing is one of the fastest-growing subsets of sustainable or impact investing—and should be of particular interest to you and your clients as you guide them toward their investment goals. Traditionally, gender-lens investing focused on investing in companies with a higher representation of women on their boards or in senior positions. Stopping at representation, however, may not be enough to achieve gender diversity and equality. Here to discuss the full scope of gender-lens investing is Anuradha (“Anu”) Gaggar.

The Dalio Center for Health Justice, a research and advocacy organization, will focus on reducing differences in access to quality health care that overwhelmingly affect communities of color.

In this episode, Clara tells us how she helped blaze the trail for social media’s marriage to financial services—and why she decided to take a break. Plus, advice for other women in the financial services industry on setting goals and defining success.

Companies with a higher presence of female executives have historically rewarded their equity investors with better performance, the firm says.

Gun sales in the US have gone through the roof in 2020, especially since the widespread protests turned violent last spring in many large cities across the US. Over three million more guns have been sold since March than occurred in the same period a year ago.

In his latest memo, Howard Marks walks readers through the unusual characteristics of this year’s economy; the impact of Covid-related monetary and fiscal policy actions, including low interest rates, on today’s markets; and the possible ramifications of the Fed/Treasury’s rescue efforts. What does it all mean for investors who face an environment marked by some of the lowest prospective returns in history?

Record flows to ESG funds means that advisors will have access to better tools to analyze product effectiveness and will be able to construct customized solutions for their clients.

In this episode, George Nichols III, President and CEO of The American College, reflects on a life and career full of firsts, looks forward to a future with more women in the wealth management industry, and gets candid on what the industry can do to address racial inequality in America.

As long-time readers know, I tend to be upbeat about the economy and the stock and bond markets, and that has certainly proven to be the correct position to hold over the last 20-30 years.

Wilmington Trust, the wealth-management arm of M&T Bank Corp., is extending its hiring spree and considering acquisitions of RIAs.

If we do not know how to bounce back from failure or hardship, then we may never achieve the success we seek.

Many of my clients have found success by focusing to serve a particular market or offer specialized services. Here’s why this works.

She is taking a number of steps to position herself more defensively.

Sports betting and financial markets have a lot in common. The wisdom of the crowd is setting prices and the markets are highly efficient, making it difficult to outperform.

U.S. Healthcare Reform Proposals, Childcare Needed to Support Workers, Past U.S. Debt Recovery Won’t Repeat.

They are considering leaving the workforce or scaling back on their career aspirations because of the extra demands created by the Covid-19 pandemic.

Its analysts include a former cancer researcher, artificial intelligence expert, gaming engineer -- even sailboat captain.

It would be correct to say that a number of us have had a little more “alone” time on our hands over the last 6 months and it is also correct to note that the online world provides many chances to waste said time. Which brings me to Mr. T of A-Team fame, who for completely nostalgic and personal family reasons, comes to the fore at particular times with his “I Pity the Fool” meme.

Ruth Bader Ginsburg devoted much of her career to advancing women’s rights. Despite her heroic efforts to bridge the gender gap, much work remains to be done.

Brexit takes an uncertain turn, while the Fed seeks loan borrowers and parents welcome adult children back home.

The COVID-19 pandemic has been devastating for Brazil, but heavy government spending and monetary policy easing have helped bring some stability to the economy.

U.S. workers who are being shepherded back to the office would rather continue doing their jobs from home, at least a few days a week.

Your social network may be an untapped and robust source for uncovering prospects. While you may be suffering from COVID-19 fatigue, we believe prospecting and having introductory conversations about the services you provide could be one of the best uses of your time.

Knowing your client lifetime value is essential, and it can guide the decisions you make in the course of your career.

Here are five biases that may be lurking in your subconscious and influencing the way you assess men and women.

Market crashes, such as we experienced in March at the onset of the pandemic, drive assets to the safe haven of government bonds. But our research shows this flight to safety mindset did not translate to an increase in demand for annuities.

We hear numerous market strategists talk about stocks which are going up because “there is no alternative” to owning them. In the Wall Street vernacular, this goes by the phrase TINA.

Columbia University hired Kim Lew as chief executive of its $11 billion endowment, joining a small group of women to oversee investments at the wealthiest U.S. colleges.

Supply is getting tight. Helium is notoriously difficult and expensive to store, for the very good reason that it escapes every known container over time.

It’s a stunning reversal: Just four years ago, taking a knee effectively ended the career of NFL quarterback Colin Kaepernick.

Although many millennial women’s needs will overlap with their more established counterparts, younger female clients face unique challenges and opportunities. Our complimentary checklist shows how you can guide these clients to become more knowledgeable, empowered, and confident about their financial outlook. Learn more about why millennial women are an emerging clientele, ways advisors can serve them better, and the right questions to ask to encourage independence.

A leading psychologist explains why more women aren’t in leadership roles in financial services.

Assessing a company’s ESG behavior is a qualitative, subjective undertaking. New studies show that the major firms that issue ESG “ratings” use sufficiently different criteria, which results in unreliable research findings when their databases are used.

Women face a disproportionate risk of losing their jobs as a result of the pandemic.

How do I support the people working for me who are dealing with difficulty at home?

There’s an insidious form of discrimination that’s rarely discussed, but highly pernicious. And it’s incredibly difficult to overcome.

Black women are much less likely to be promoted to senior leadership roles and have interaction with senior managers than their white counterparts, according to new report.

To scale your business, you can’t rely on your personality alone to carry you through; you need to intentionally and systematically make sure more of your ideal prospects have the opportunity to get to know, like, and trust you every day.

Americans enjoy the economic prosperity and freedoms of its liberal democracy. But our elevated stature is threatened. As the U.S. recoils from the world, the era of U.S. dominance might be ending.

The 62-year-old has been taking the world of business and finance to task for its role in systemic racism for longer than most. Now she and her team have hatched a new game plan.

COVID-19 causes growth in government debt, liability risks, and stress for women.

But two priorities stand out.

The conclusions have implications for wealth management, where women represent just 15% of financial advisors.

Determining who is responsible for certain debts is an important but frustrating part of the divorce process.

More successful advisor teams are being led by women, a trend reshaping the industry, the firm's founder said.

If you missed Part-1 of our series on the “Theory Of MMT Falls Flat When Faced With Reality,” start there. In Part-2, we complete our analysis of the theory and the potential ramifications. The premise of our discussion was this recent explanation of “Modern Monetary Theory” by Stephanie Kelton. As discussed previously, economic theory always sounds much better than how it works out in reality.

Here are nine affordable picks from both classic and new vintners around the world.

Wealth managers face a very challenging future, particular smaller advisors that will need to deliver more personalized services while charging lower fees, according to the Boston Consulting Group.

The Federal Reserve are incorporating pandemic analysis into bank stress tests that could lead to reduced dividends for shareholders.

Read Harold Evensky's latest NewsLetter.

Franklin Templeton’s 2020 US Retirement Income Strategies and Expectations survey revealed the importance of having a plan to help reduce financial-related stress—particularly relevant amid today’s uncertainties. Our Felix Touchard discusses some findings of the survey, and how respondents feel about their financial future.

In their effort to improve things/prevent pain, Fed officials past and present financialized the economy. That, along with more unintended consequences from government debt and regulatory interventions (all well-intentioned, you understand) brought us to where we are today. We can’t walk it back without a great deal of pain no one wants to take, including your humble analyst.

It is imperative that all Americans see recent events around racial inequality as a call for action and work to ensure equality for people of color. In his latest memo, Howard Marks shares his thoughts and pledges to heed this call.

As expected, the Federal Reserve kept rates unchanged at 0-0.25% and said it will keep them near zero through at least 2022, in a unanimous vote.

Many companies worry they’ll fall out of step with customers and employees if they don't take a public stand.

The new regional head of private wealth in New York says women entrepreneurs, multigenerational families are becoming more common.

High-achieving female advisors have five things that they focus on daily.

I have analyzed data that improves our understanding of LTC needs and informs the decision-making about insurance.

A new study examined the impact of emotions on investments, financial risk and life in general, providing important insights and lessons for advisors.

It’s your job to figure out why someone wants to engage in your services.

This year marks the 100th anniversary of the renowned investment firm Tweedy Browne. The firm was originally a broker, and one of its clients was Benjamin Graham. I interviewed six members of Tweedy, Browne’s investment committee.

The bitcoin halving that occurred this past Monday is only the third such event in the cryptocurrency’s 11-year history. In the months following the first and second halvings, bitcoin prices surged as it became abundantly clear that at some point in the near future, new bitcoin issuances will come to a halt.

Here are five financial and business realities that have figured in a majority of the counsel I’ve offered my female entrepreneur clients as they launch and refine their businesses.

The recent market volatility has caused stress, fear and even panic. But that emotional toil can be alleviated by constructing what we call “dedicated portfolios,” rather than blindly following the precepts of modern portfolio theory.

Will inflation soar? Will monetary policies work as intended, and what precedent are they setting?

As many of Advisor Perspective’s readers and contributors can testify, direct experience with the laws and regulations governing fiduciaries often leads to the conclusion that these rules were of, by and for the financial interests of the lawyers who made them.

In response to the COVID-19 pandemic governments imposed shelter in place rules for their citizens and issued orders to close all but essential business in their country. The collective impact resulted in an unprecedented global plunge in economic activity that threatens the existence of many small and medium size businesses...

Low Price to Something investing, or “value” investing as it has come to be known since Fama/French introduced the “value” factor has been a disaster for investors over the past 10 plus years.

The investment scene is beginning to resemble the 1929 market crash and the early 1930s Great Depression. This pandemic is likely to be the most disruptive financial and social event since World War II with equally long-lasting consequences.

I am working on five key action items with clients to address some of the financial uncertainty many are experiencing.

Bear markets beget portfolio losses, unhappy clients and, sadly, lawsuits against advisors. If you relied on any of the popular risk tolerance products to construct that portfolio, here’s how you are likely to fare under the careful scrutiny of an arbitrator.

When it comes to equitable distribution among couples – especially high-net worth couples – there are details to know before approaching the negotiation table.

How does caring for a 70-, 80-, or 90-year old parent affect the retirement plans of a 40-, 50-, or 60-something woman (especially a woman navigating a major transition)?

Let’s address some of the biggest financial concerns your clients have as a result of current events, so they can take action and keep control financially.

While this may not come as a surprise, many US small businesses that are shuttered right now face a financial disaster. Unfortunately, it is becoming increasingly clear that millions of small businesses may not be able to reopen their doors when the economic lockdown ends.