The Valid and Not-So-Valid Reasons for Rejecting Annuities
A host of impediments stand in the way of allocating funds to annuities. Some issues relate to brokers or advisors, and others involve their clients. Some are valid, but others are questionable and reflect irrational behavioral biases.
Help Clients Prevent Deceased Identity Theft
Every year, the identities of almost 2.5 million Americans who are deceased are stolen by thieves to open fraudulent credit cards, access financial assets, file fake tax returns, obtain driver’s licenses, steal medical identities and more.
DIY Investors Underperform the Market: Here are 6 Reasons Why
Other than a few media spiced stories about normal joe investor making millions on a trade, the majority of retail investors’ returns are just average, but there are ways they can improve their portfolio returns.
America's Driving Habits as of February 2021
"Travel on all roads and streets changed by -12.1% (-28.3 billion vehicle miles) for February 2021 as compared with February 2020. Travel for the month is estimated to be 205.4 billion vehicle miles." The 12-month moving average was down 1% month-over-month and down 15.2% year-over-year. If we factor in population growth, the 12-month MA of the civilian population-adjusted data (age 16-and-over) was down 1.03% month-over-month and down 15.6% year-over-year.