While most Americans support providing free medical care to those who need it most, not imposing an additional cost on the middle class has never been accomplished by any country that has universal health care.
The entrepreneurial mindset of determination and perseverance can bring significant financial rewards. Expanding that mindset to include a broader, more diversified view of investing for the future will turn those rewards into long-term financial independence.
Few things strike more fear and disbelief into the heart of an employer than learning a trusted employee has embezzled thousands of dollars. Here’s how businesses can protect against such a catastrophic loss.
The physical protection of a bank vault, plus a system of access requiring two keys kept by the customer and the bank, would seem to provide a great deal of security. Yet several recent news articles suggest safe deposit boxes are not as safe as they seem.
Annuities have no place being owned by an IRA or, as the SECURE Act would allow, a 401(k) plan.
A national fixed minimum wage poses a gross inequity when adjusted by local cost-of-living expenses and taxes.
The core polarization that pervades so much of today's society also shows up in people's beliefs about money.
"Medicare for all" or some form of "free" universal health care is certainly an appealing idea. Who among us wouldn’t appreciate someone else paying our medical bills?
Two types of tax increases are being promoted by several presidential candidates and members of Congress. The less common idea, which I wrote about recently, is a wealth tax on net worth. The more common proposal is a significant increase in income taxes.
The CFP Board proposal on fiduciary duties are a good first step towards a fiduciary standard. Yet, they fall well short of basic fiduciary practices and, equally as important, what ordinary investors clearly want from an investment advisor or financial planner. Significant common sense revisions will align the CFP requirements with true fiduciary practices. Alternatively, the Board can realign its promise to the public to fit its current standards. Webinar attendees will learn: