A debate rages on whether ordinary investors should have equal access to financial markets.
A 60/40 portfolio of global stocks and bonds has returned a respectable 8.4% annually over the past five years, but also a heartbreaking 6.2 percentage points a year less than the S&P 500. And the difference seems to be all investors care about.
A simple mix of stocks and short to medium-term bonds is probably a better bet than investments widely peddled as inflation protection.
Many Americans are wondering whether college is worth the enormous sacrifice, and they just might conclude that there must be a better way.
A look at recent downturns suggests that their fears are overdone.