8 WAYS TO SPRING CLEAN YOUR FINANCES

An excellent piece by my friend Robert Powel in USA Today with a link to my partner Josh Mungavin’s free “Family Information Organizer”: https://www.amazon.com/Family-Information-Organizer-Emergency-Disaster-ebook/dp/B07HFG63CQ/

https://www.usatoday.com/story/money/columnist/2019/04/25/financial-planning-key-components-plan/3329845002/

HOW LONG?

How long might you be around? A life expectancy calculator developed by the Janet and Mark L. Goldenson Center for Actuarial Research at the University of Connecticut.

https://apps.goldensoncenter.uconn.edu/HLEC/

NOT SUCH GOOD NEWS

“How much money will you need to retire? If you’re like the majority of Americans, you don’t know the answer.

A Bankrate survey from June 2018 found that 61 percent of Americans don’t know how much they will need to have saved to fund their retirement. Meanwhile, a separate March 2019 survey found that 21 percent of working Americans aren’t saving at all. It’s no surprise then that half of working households are “at risk” of not being able to maintain their standard of living when they retire, according to the National Retirement Risk Index (NRRI) from Boston College’s Center for Retirement Research.”

If you’re in the “don’t know” camp, check with us—that’s what we do.

https://www.bankrate.com/retirement/how-to-save-for-retirement/

NO COMMENT

Except you might want to consider the Fiduciary Oath.

Wells Fargo, LPL, Raymond James, Stifel, Oppenheimer, RBC and 73 Other Firms Ordered to Pay Millions to Harmed Investors

The SEC has settled charges against 79 advisory firms that have been ordered to pay more than $125 million to mostly retail clients harmed in the sale of higher-priced mutual fund share classes when lower-priced share classes were available.”

http://financialadvisoriq.com/c/2223483/269053/