“What do you do for a living?” is a common question when we’re introduced to someone new. If there’s no time for conversation, I’ll answer, “I am a financial advisor.” The discussion is usually over.

If the social situation allows for more of a dialogue, I’ve increasingly begun to answer, “I am a financial therapist.” This typically elicits a puzzled look and a response of, “What’s that? I have never heard of a financial therapist.”

In conversations with financial planners or therapists who ask about the specifics of my practice, I am more inclined to answer, “I am in the wellness business.” This typically results in a deeper and more theoretical dialogue.

Wellness, or well-being, has many definitions. The Oxford English Dictionary says it is, “the state of being comfortable, healthy, or happy.” When we drill down a bit deeper, many professionals agree that there are three general components of well-being: emotional/spiritual, financial, and physical.